Finance Finance Revolution

Now that I’m married, I’ve successfully leveled up as an adult. As I reach this new level of adulthood, one thing I’ve become suddenly obsessed with is finances, and personal finance—since I now officially have a life partner, and perhaps down the road, we’ll have little whirlwinds of life that will demand we provide them food and clothing and shelter, it makes sense to have a better financial plan than “do I have enough money for rent and a dinner at a place that looks good on instagram?”

Regarding my relationship with per$onal finance up until pretty recently, the rules I followed were:

  • Don’t spend more money that you make

  • Avoid credit card debt that you can’t pay off

  • That’s it, basically

Turns out, this wasn’t a bad start. But I’m flabbergasted as to the extent to which this subject exists—or should I say, doesn’t exist—in contemporary education. It’s arguably the most important subject out there, but it’s not really required in school, and it doesn’t seem to be stressed in the sphere of adult knowledge acquisition as, say, going to back to school and accruing debt to gain a skill that may or may not be useful in 10 years time. Part of me thinks that this is part of a tacit mass conspiracy indirectly endorsed by our world’s most well-flushed institutions to perpetuate wealth inequality, while keeping everyone distracted with endless, oftentimes unnecessary consumption. Amazon may be eating a huge chunk of the retail pie and decimating the ability for small business owners in myriad industries to thrive, but hey, it’s all good, look at all this cool shit you could buy and watch on Amazon! It’ll distract you from not working toward the life that you want and can potentially have! The more stifling the system, arguably the more important consumption becomes to distract people from the realities of that system. The more consumption is valued, arguably, the less valued prudence inevitably becomes.

^sorry. that might’ve been a bit overboard :)

As I start getting versed in things like high yield savings accounts, investment vehicles, and more, I wonder why financial prudence isn’t something that is shoved down the throats of young adults in the same way you can’t escape ads for higher-speed internet, or vitamin water, McDonalds, or beer. Then I remember, if the world—the invisible hand of the market that is simultaneously everybody and nobody—wanted everyone to have their shit together—or at least, wanted individuals to prioritize things a little more responsibly than the current consumer zeitgeist would indicate—the economy would probably collapse on itself in five seconds. Yet, I find this quest to be an adult responsible with money—and figuring out how to make money work best for me—infinitely more fulfilling than whatever the sponsored ads on instagram are trying to make me funnel money towards. It’s legitimately fun, in a way impulse purchases never could be.

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Comedy Stuff:

>>Braised Bits Episode 3: Banh Mi, Blazer

^this week, the chefs get into it, with some professor quarrels about the value of attending live sporting events, and the best sandwiches out there.

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Upcoming Shows:

Friday, November 15
Village Lantern, 8pm

Sunday, November 17
Village Lantern, 6pm
Village Lantern, 8pm
Village Lantern, 10pm

Monday, November 18
Village Lantern, 10pm

Tuesday, November 19
Grisly Pear, 10pm

Wednesday, November 20
Village Lantern, 8pm
Village Lantern, 10pm

Thursday, November 21
Village Lantern, 8pm
Village Lantern, 10pm

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